Privacy Policy
We are committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to Toronto Life Broker’s website and governs data collection and usage. By using this website, you consent to the data practices described in this statement. Our Life Licence/Producer Numbers are:
BC – 2024 – 0054107 – R01 ON – 06091227 .
Collection of your Personal Information
Toronto Life Brokers collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. Toronto Life Brokers also collects anonymous demographic information, which is not unique to you, such as your area code, age, gender, preferences, interests and favorites.
There is also information about your computer hardware and software that is automatically collected by this website. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of this website.
Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through public message boards, this information may be collected and used by others.
Toronto Life Brokers encourages you to review the privacy statements of websites you choose to link to from this website so that you can understand how those websites collect, use and share your information. Toronto Life Brokers is not responsible for the privacy statements or other content on any other websites.
Use of your Personal Information
Toronto Life Brokers collects and uses your personal information to operate the website and deliver the services you have requested. Toronto Life Brokers also uses your personally identifiable information to inform you of other products or services available from Toronto Life Brokers. Toronto Life Brokers may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.
Toronto Life Brokers does not sell, rent or lease its customer lists to third parties. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. Toronto Life Brokers does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.
Toronto Life Brokers will disclose your personal information, without notice, only if required to do so by law.
Use of Cookies
The website uses “cookies” to help Toronto Life Brokers personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
Security of your Personal Information
Toronto Life Brokers secures your personal information from unauthorized access, use or disclosure.
Toronto Life Brokers secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.
Changes to this Statement
Toronto Life Brokers will occasionally update this Statement of Privacy to reflect company and customer feedback. We encourage you to periodically review this Statement to be informed of how Toronto Life Brokers is protecting your information.
TORONTO LIFE BROKERS Terms and Conditions / Privacy Policy Data and SMS Section
TORONTO LIFE BROKERS respects your privacy. By opting into our SMS messaging service, you agree to the following terms regarding how we handle your data:
- Data Collection: We will collect your name, email address, mailing address, and mobile phone number when you sign up for SMS updates. The information will be collected via the website contact form, email, rental agreement, or third-party reservation systems.
- Data Usage: We use your data solely for sending updates, promotions, and reminders related to our products or services.
- Data Security: We protect your data with secure storage measures to prevent unauthorized access.
- Data Retention: We retain your information as long as you are subscribed to our SMS service. You may request deletion at any time.
- MESSAGE AND DATA RATES MAY APPLY. Your mobile carrier may charge fees for sending or receiving text messages, especially if you do not have an unlimited texting or data plan.
- Messages are recurring, and message frequency varies.
- Contact TORONTO LIFE BROKERS at 416-275-2225 or [email protected] for HELP or to STOP receiving messages.
- Opt-Out: You can opt out of the SMS list at anytime by texting, emailing, or replying STOP or UNSUBSCRIBE torontolifebroker.com or call 416-275-2225. After unsubscribing, you will receive a final SMS to confirm you have unsubscribe and we will remove your number from our list within 24 hours.
- You can send HELP for additional assistance, and you will receive a text including our Phone number, email and website. We are here to help you.
- Non-Sharing Clause: We do not share your data with third parties for marketing purposes. Toronto Life Brokers www.torontolifebrokers.com will not sell, rent, or share the collected mobile numbers
Terms and Conditions for Toronto Life Brokers
Effective Date: February 6, 2025
Welcome to TorontoLifeBrokers.com! By accessing or using this website (the “Site”), you agree to comply with and be bound by the following Terms and Conditions (“Terms”). If you do not agree with these Terms, please do not use or access this Site.
1. Acceptance of Terms
By accessing or using this website, including but not limited to browsing, registering, and interacting with content or services, you agree to these Terms and Conditions. These Terms may be updated or changed at any time without prior notice, so we encourage you to review them periodically.
2. Use of the Website
You agree to use this Site only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else’s use and enjoyment of the Site. You may not engage in activities such as:
- Posting or transmitting any harmful, illegal, or offensive content.
- Attempting to gain unauthorized access to the Site or any other accounts, computer systems, or networks connected to this Site.
- Interfering with the operation of the Site.
3. Insurance Services
Toronto Life Brokers provides insurance brokerage services, which include the ability to obtain quotes, advice, and information on various insurance products. However, Toronto Life Brokers does not provide direct insurance coverage or policies. All products and services are subject to availability and are governed by the terms and conditions of the respective insurance providers.
By using this Site, you acknowledge that any insurance policy or contract you enter into is between you and the insurer, and that Toronto Life Brokers is not responsible for the terms, conditions, or outcomes of such agreements.
4. User Account
To access certain features of the Site, you may need to create an account. You agree to provide accurate and complete information during registration and to update your details as necessary. You are responsible for maintaining the confidentiality of your account and for all activities that occur under your account.
5. Privacy Policy (as mentioned)
We value your privacy. Please review our Privacy Policy for information about how we collect, use, and protect your personal information.
6. Limitation of Liability
Toronto Life Brokers makes no representations or warranties about the accuracy, reliability, completeness, or timeliness of the content available on this Site. You agree to use the Site at your own risk. In no event will Toronto Life Brokers, its officers, directors, or employees be liable for any indirect, special, incidental, consequential, or punitive damages arising out of or in connection with your use of the Site.
7. Intellectual Property
All content, graphics, logos, designs, and trademarks on this Site are the property of Toronto Life Brokers or the respective owners. You may not use, copy, reproduce, distribute, or create derivative works from any of the content without the express written consent of Toronto Life Brokers or the relevant intellectual property holder.
8. Third-Party Links
This Site may contain links to third-party websites that are not controlled or maintained by Toronto Life Brokers. We are not responsible for the content, privacy policies, or practices of third-party websites. You access these websites at your own risk.
9. Indemnification
You agree to indemnify and hold harmless Toronto Life Brokers, its affiliates, officers, employees, and agents from any claims, damages, liabilities, and expenses (including legal fees) arising from your use of this Site, violation of these Terms, or infringement of any rights of others.
10. Governing Law
These Terms and Conditions are governed by the laws of the Province of Ontario, Canada. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts in Ontario.
11. Termination
Toronto Life Brokers reserves the right to suspend or terminate your access to the Site at any time, without notice, if we believe you are violating these Terms or engaging in activities detrimental to the operation of the Site.
12. Changes to Terms
Toronto Life Brokers reserves the right to modify these Terms at any time. Any changes will be posted on this page with an updated “Effective Date”. It is your responsibility to review these Terms regularly to stay informed about any updates.
13. Contact Us
If you have any questions about the Privacy Policy or Terms and Conditions or need further assistance, please contact us at:
By Email: [email protected]
Through Our Website: www.torontolifebrokers.com and www.bclifebrokers.com
By Phone: 416-276-2225
By Mail: 494 McNicoll Ave, Suite 203, Toronto, ON, M2H 2E1